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/// TERMS AND CONDITIONS

LivingInNaples.com takes privacy and data protection issues seriously. We have designed this Privacy Policy to explain how we handle personally identifiable information collected from merchants who register for services and submit information to LivingInNaples.com through the Internet.

Scope of this Privacy Policy This Privacy Policy covers LivingInNaples.com's treatment of personally identifiable information collected from members (hereafter "member" or "you") who use the LivingInNaples.com payment gateway services, as well as consumer information that we acquire in the course of our business. This Policy also covers the treatment of personally identifiable information that LivingInNaples.com may share with its associates. This Policy does not apply to the practices of companies that LivingInNaples.com does not own or control, or to people that LivingInNaples.com does not employ or manage.

LivingInNaples.com collects personally identifiable information when you register for a LivingInNaples.com account, and when you use certain LivingInNaples.com products and services. LivingInNaples.com may also receive personally identifiable information from its resellers and other business partners. When you register as a member with LivingInNaples.com, we ask for your contact information (such as your name, street address and e-mail address), as well as certain information pertaining to your business, along with billing information such as a credit card number.

In the course of processing a payment transaction, we typically receive from the merchant or financial institution information related to the transaction. This normally includes information about the payment that a member has furnished the merchant or financial institution in placing the order. LivingInNaples.com uses the information collected to fulfill your requests for certain products and services, to process payment transactions, to facilitate billing, and otherwise deliver the payment through its gateway services. We may also send members service announcements, newsletters, and periodic notices about specials and new products. Personally identifiable consumer information is used to process payment transactions and for no other purpose. LivingInNaples.com does not offer services or sell products to children. LivingInNaples.com does not request or knowingly collect personally identifiable contact information from anyone under the age of eighteen years old.

LivingInNaples.com will share and disclose such information only as described below.

LivingInNaples.com will send personally identifiable information about you to other companies or people when:

1) We have your consent to share the information;

2) We need to share your information to provide the product or service you have requested;

3) We need to send the information to companies who work on behalf of LivingInNaples.com to provide a product or service to you and unless we tell you differently these companies do not have any right to use the personally identifiable information we provide them beyond what is necessary to assist us.

Personally identifiable consumer information is shared with third parties (such as banks and credit card processors) to the extent necessary for LivingInNaples.com to collect payment from members. We also may release personally identifiable information when we believe the release is appropriate to comply with the law; enforce or apply our Merchant Agreement and other agreements; or protect the rights, property, or safety of LivingInNaples.com, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and risk reduction. In the unlikely event that LivingInNaples.com is acquired, member account information may be one of the transferred assets.

Information security is critical to our business. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information. The use of firewalls and other security technology, as well as implementation of the highest industry standard security practices are implemented to prevent our computers from being accessed by unauthorized persons. We also require that any personally identifiable member information sent to us by you be encrypted using SSL encryption.

Members have the ability with LivingInNaples.com to change their login password and user name.

LivingInNaples.com reserves the right to modify or amend this Privacy Policy at any time and for any reason. If there are material changes to this statement or in how LivingInNaples.com will use personally identifiable information, LivingInNaples.com will post a new Disclaimer on the LivingInNaples.com web site at http://.LivingInNaples.com prior to implementing the change. As the LivingInNaples.com services evolve, we may revise this policy, so please check back frequently. If you have questions about LivingInNaples.com privacy practices please contact us at info@livinginnaples.com.

Or please contact LivingInNaples.com Customer Support by telephone at 888-232-8092.


Copyright 2012 Living In Naples.